When you insure your home and property, you know you can cope with the unexpected. Whatever happens, your home has the right protection. And the best thing is enjoying the peace and comfort the insurance offers you. Insurance companies provide several types of policies for the protection of your home and your belongings that you can choose from, depending on your needs and the level of protection you want for your home. There is a standard coverage for risks that you cannot control, such as natural phenomena, fires or falls. For even more security, you can opt for extra protection, e.g. for damage caused by water, theft, vandalism, short circuits and more.
When you experience a problem with the roof and have to make a claim, you realize that the process itself is not exactly simple, and, in the end, you may not receive the coverage you expected. To avoid these situations, it is good to know some tips.
- Call a roofing Lawrenceville GA company before calling your insurer
When your roof gets damaged by a severe weather phenomena or other kind of disaster, calling your insurance company seems like the natural thing to do. However, you may be surprised to learn that it is not exactly the best solution to your problem. Your insurer will send an adjuster to estimate the damage and calculate the amount of compensation you will get. Considering that the adjuster works for the insurance company and not for you, the amount of compensation might not be what you expect it to be. In this context, the best thing is to call a professional roofer first.
To put it simply, a roofing company will assess the roof damages, provide you a written estimate and also deal with your insurance company. It will also help you understand better the insurance estimation processes and you can rest assured that your insurance company will not take advantage of your lack of experience and knowledge.
Filling insurance claims is a tedious process, which may take you quite a lot of time. Contacting a professional roofer before contacting your insurer is the right way to avoid these matters, as well as to get an ally who will negotiate with your insurance company, estimating the right insurance amount you should get.
A professional Lawrenceville roofer can guarantee a thorough and accurate inspection of your roof damage, which is more than an adjuster can guarantee. It will assess your roof for any damage, while an insurance adjuster will often overlook less-obvious damage, such as attic damages that may contribute to roof deterioration.
All you need to do is identifying a reliable and licensed local roofer. The experts will assess the condition of your roof, formulate an accurate appraisal and sent it to the insurance company.
- Remember: roof maintenance = the responsibility of the owner
Once purchased, the roof must be periodically cleaned in order to benefit from insurance coverage in case of problems. Periodic maintenance of the roof is the obligation of the owner.
Periodic inspections can save you a lot of problems. Once a year, it is advisable to call specialists to conduct a professional check that will detect roof vulnerabilities early.